BORROWING

Interest rate calculator

Already know your loan amount, term, and monthly payment? Work out the interest rate (APR) you're actually paying.

Loan details

Result

Implied APR
Total interest
Total repayment

Estimate only: this solves numerically for a fixed nominal APR compounded monthly, assuming no fees. If your loan has an origination fee or different compounding, the effective rate you're paying may be higher than shown here.